Banks & Finance

Bank of America

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U.S. retail and commercial bank.


Skip the phone tree

How to reach a real human at Bank of America

The direct lines and the people above the front desk — publicly-listed business contacts, put in one place so no one gets buried in a menu. Start at the top; climb when you hit a dead end.

Call 1-800-432-1000 first. To escalate, email the client-care executive office ([email protected]) up to the Chief Client Care Officer.
Customer Service
Main customer-service line
Customer Service
— General Customer Service
Main line for fraud, account access, disputes. International: 1-315-724-4022.
Listed at: www.bankofamerica.com
Primary Contact
Ashley Ross — Head of Client Experience / Client Care
Executive client-care contact per Elliott Report. Pattern [email protected].
Listed at: www.elliott.org
Secondary Contact
Holly O'Neill — Chief Client Care Officer / President of Retail Banking
Top client-care escalation contact.
Listed at: www.elliott.org
Chief Executive
Brian T. Moynihan — Chairman & Chief Executive Officer
Brian Moynihan is Chairman & CEO; no personal email published. HQ: 100 N Tryon St., Charlotte, NC 28255.
Listed at: about.bankofamerica.com

Contacts are publicly-listed business/executive contacts, compiled for consumers. Know a better line, or one that’s out of date? Tell us.


Still stonewalled? Go over their head

File an official complaint about Bank of America

When the company won’t budge, these are the agencies with real leverage — regulators and consumer-protection offices that take complaints, on the record, for free. Companies pay attention to these in a way they never pay attention to you on hold.

CFPB Regulator

Consumer Financial Protection Bureau

Complaints about banks, credit cards, loans, mortgages, credit reporting, debt collection, and payment services (e.g., PayPal, prepaid cards).

Forwards complaints to the company and expects a response, typically within 15 days. Covers most financial products regardless of who charters the provider.
OCC Regulator

Office of the Comptroller of the Currency - HelpWithMyBank

Complaints about national banks and federal savings associations (institutions with 'National' or 'N.A.' in the name), including accounts and fees.

OCC Customer Assistance Group. Only covers OCC-regulated national banks; for state-chartered banks or broader issues, use the CFPB.
FTC Regulator

Federal Trade Commission

Deceptive or unfair business practices, billing problems, scams, false advertising, and general consumer fraud across any industry.

1-877-382-4357 = 1-877-FTC-HELP. Spanish site at reportefraude.ftc.gov. Reports feed law enforcement but the FTC does not resolve individual disputes.
State AG Regulator

State Attorney General - Consumer Protection

Consumer fraud, unfair or deceptive practices, and billing disputes under each state's consumer protection laws. The right office depends on your state.

NAAG 'Find My AG' directory is a pointer to your own state/territory AG, who accepts the actual complaint. Phone varies by state, so none listed here.
BBB Complaint avenue

Better Business Bureau

Mediation of marketplace disputes between consumers and businesses, plus reviews and scam reporting. Not a government agency.

Private nonprofit, not a regulator. Offers voluntary mediation; businesses are not legally required to respond. Phone varies by local BBB.

Official agency contacts, compiled for consumers. Filing is free — you never need a paid service. See the full agency directory.


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